i work hard to stay on top of my debts.
some have taken me time to pay off, but, i work at them on a steady basis. there was a time when i had a chunk of change from a house sale, and a friend was in dire straits....her father had defaulted on her student loans by signing her name to them, and keeping the money. i loaned her a significant amount of cash to pay off the debt.
this allowed her to move forward in her life, getting an apartment, buying a car, buying all she decided she wanted to have.. and not paying me a dime.
finally, she admitted to the debt and started paying something every month... not a huge amount, but, i appreciated her working on it, and dropped my plans to hire a collection agency.
she recently sent me a fairly good sized check, saying this was her pay off.. i advised her it was less than she owed, but, took the check, noting it was not full payment of the debt owed.
i told her i had deposited the check, and was using the funds to pay medical bills, pay a deposit on the new place, and give the zenmaster money i owed him... he'd stepped in and fixed up my house a year ago, bless his socks.
today, i went to pick up some things to use for packing the house, and my check card wouldn't go through. it was after five, so, i checked my account on my bberry.
she'd stopped payment on the check, and didn't tell me. knowing i had used it, knowing it was necessary to my move, she stopped payment and didn't tell me.
i have enough in my savings to cover the huge hole in my account, and the short check charges...but, that leaves me with a 0 balance, and as of the 20th, no place to live. i've given up this apartment, and the deposit check bounced.
i'm sure things will come together... i believe karma repays what you do... the hard part will be going after her for the money. she's in chicago, i'm in, well...god knows where i'll be... still, it more than likely means going to chicago. i plan on asking for all travel expenses, etc, should we go to court. i've all the emails with her agreeing to pay, how much she'd pay, etc.
eventually, i'll get my cash, it's the bother i have to go through to get to that point. what is amusing is she holds herself out on her blog as this righteous, trustworthy, moral person.... and, with the trouble i've had even getting her to start paying me, and now this... well.
yes, i know, lessons learned and all that stuff.